Without the gratis gokkasten zonder flash player influence of active la carte casino the currency revaluation, the amount of deposits would have increased.7.
Excluding Sberbank of Russia, the amount of DIA insurance liability decreased from.3.4.
The sustainable growth in the volume of deposits held by Center-invest Bank can be attributed to the market rates paid on deposits, our special seasonal offers, and our reliability.
In relative terms, the growth amounted.2 (in 2014.4 ).According to the Agency forecast, the total amount of deposits will increase in 2016 by RUR.3-3.7 trillion (14-16 in relative terms) up to RUR.5-26.9 trillion.In January-November, the average daily growth of deposits amounted to RUR.8 bln, without currency revaluation RUR.2 bln (in January-November 2014 RUR.4 bln per day, without currency revaluation minus RUR.5 bln).The major change in the deposit structure happened in the beginning of the year.The deposits over RUR 1 mln increased by 30 in terms of amount and.5 in terms of number of accounts.We offer all our depositors preferential interest rates on consumer loans, car loans, and loans for home energy efficiency improvements.The minimal balance amount denominated in rubles bears interest on the Customers current account with the Bank.At year-end 2015, the share of foreign-currency deposits increased from.1.4.Concentration of Deposit Market, in 2015, the share of 30 banks with the largest amount of deposits increased from.2.7.The major trends are as follows: Saving Activity, the amount of funds of individuals in banks increased by RUR 4,666.4 bln (in 2014 by RUR 1,598.1 bln) and reached RUR 23,219.1 bln.According to the monitoring of interest rates on deposits with 100 largest retail banks conducted by DIA, the majority of banks (91 out of 100) decreased the interest rates on deposits in 2015.The interest capitalization percentage in 2015 is estimated.9 percentage points.DIA Insurance Liability, in 2015, due to the increase of large deposits the amount of DIA insurance liability (covered deposits) decreased from.4.1 of eligible deposits.The funds deposited under the Bank deposit agreement by Customer (being an individual entrepreneur) or Customer (being a legal entity) regarded as a small business (including microbusinesses) as per the Russian law and whose data are recorded in small and medium businesses register shall.At the same time the share of long-term deposits with maturity over 1 year decreased from.1.5.Investments in uncovered bearer saving certificates were increasing rapidly in the beginning of the reporting period, and then the growth slowed down.
The share of on-demand deposits changed slightly: from.3.6.
Structure of Deposits by Currency and Maturity.
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Customers can open ruble, dollar or euro deposit accounts.The average (unweighted) interest rates on the same deposits decreased.5 percentage points: from.9.42 per year.The monthly average account balance and interest payment procedure are stipulated in the existing interest calculation and payment terms and conditions.Fixed-Term deposit «Flexible» - is a deposit with a possibility of replenishment and partial withdrawal and monthly interest payment.Buy / Sell, cB RF, uSD 62,20/66,50 63,9602, eUR 69,80/74,50 71,9232.Structure of Deposits by Size, in 2015, medium and large deposits had the highest growth rate.